Medicare, Health and Life Insurance Agency

or many individuals and families, Affordable Care Act (ACA) subsidies have made health insurance significantly more affordable over the past few years. However, as income changes or temporary subsidy expansions expire, some people are now facing much higher monthly premiums . If you’re losing your ACA subsidy—or seeing it reduced—you may be wondering what your options are. One alternative that often comes up is short-term major medical insurance . Short-term plans aren’t righ

If you’ve recently opened a letter showing your Medicare Supplement (Medigap) premium is increasing , you’re not alone. Premium increases are one of the most common reasons people reach out to my office each year — and they often leave people wondering if they should switch plans or stay put. The good news? A premium increase doesn’t automatically mean you’re in the wrong plan. But it is a signal that it’s time to review your coverage. Here’s what you should know — and what

Medicare Open Enrollment happens each year from October 15 through December 7 . During this time, Medicare beneficiaries have the chance...

Medicare Insurance: Choosing Between Medicare Advantage and Medicare Supplement Plans Medicare insurance is one of the most important...

The health insurance landscape keeps shifting, and for many individuals and families, the Affordable Care Act (ACA) marketplace doesn’t...

Medicare insurance can feel overwhelming, but Pierce Insurance makes it simple. Learn your options, compare plans, and get trusted guidance from a local expert.

As the annual enrollment period approaches, those with Medicare Part D and Medicare Supplements might feel a mix of anticipation and...

. Premium Tax Credits Expire After 2025 The enhanced tax credits introduced by the Inflation Reduction Act will end December 31, 2025 ,...

As we approach the fall season, both Medicare and Marketplace health insurance plans are preparing for key changes that could affect your...

If you're like many Medicare Supplement (Medigap) policyholders that call Pierce Insurance, you may have noticed your premium creeping up...

If you're turning 65 and live in or around Ankeny, there's a good chance you’ve got questions about Medicare —and you’re not alone. We...

When Medicare is not your primary insurance, it operates as a Medicare Secondary Payer (MSP) . This means another insurance—such as an...

When planning for retirement, one financial tool that often comes up is an annuity. But what exactly is an annuity, and how does it work?...

When it comes to choosing the best Medicare Supplement (Medigap) plan, there is no one-size-fits-all solution. The right plan for you...

Navigating Medicare can feel overwhelming, but with the right plan in place, you can ensure you’re making the best decisions for your...

In today's digital world, it's easy to think that purchasing health insurance online is the most convenient option. With just a few...

Many health insurance enrollees in Iowa and it's communities local to me in Ankeny, Des Moines, Ames and others rely on subsidies for...

When it comes to covering the gaps in Original Medicare, Medicare Supplement (Medigap) plans  can be a valuable resource, Ankeny seniors...

As retirement approaches, many Ankeny residents find themselves facing important decisions about their health insurance coverage. Whether...

If you have a Medicare Supplement (Medigap) plan in Iowa, you may be wondering when you can change to a different plan. Unlike Medicare...